Protect Your Vehicle While It’s Parked

Smart, seasonal storage insurance tips for RVs, motorcycles, cars, and boats.
No pressure. No fine print. Just straight answers and trusted coverage tools.

Start the 2-Minute Layup Coverage Tool

Is Your Parked Vehicle Actually Protected?

Your standard auto policy might not cover your vehicle in storage.
Learn when you need lay-up insurance and what it actually protects.

Start Here — Lay-Up Coverage Guide
What Every Vehicle Owner Should Know

Find out what’s really covered while your RV, classic car, or motorcycle is parked for the season.

Garage vs. Outdoor Storage

Understand the risk and coverage differences between storing your vehicle in a garage, driveway, or facility.

Free Lay-Up Insurance Checklist

Download a seasonal coverage guide to help you make the right choice before you cancel or reduce insurance.

How It Works

Not sure where to begin? These four steps explain how lay-up insurance protects your stored vehicle, whether it’s in your garage, a facility, or under a cover in your driveway.

Learn what lay-up insurance covers

Understand what’s protected (and what’s not) when your car, RV, motorcycle, or boat is in storage.

Do you still need basic coverage?

Find out if liability, theft, or fire protection is still required in your state even while parked.

Compare top seasonal insurance providers

See how major insurers compare on price, flexibility, and ease of policy restart when you're back on the road.

Make the smart storage decision

Use our checklists, tools, and case examples to choose the right off-season insurance for your needs.

Explore Real Storage Stories

"When full coverage wasn’t needed, families used lay-up insurance to save money without risking loss."

View Our Case Studites

Get the Free “Vehicle Storage Insurance Checklist”

Avoid costly mistakes this off-season.
Before you park your RV, boat, motorcycle, or collector car, make sure you're covered—literally and legally.


“I had no idea my insurance wouldn’t protect my RV while it was parked all winter…”

Our Promise To You!

Our goal is to give you simple, honest answers about protecting your vehicle while it’s off the road. Whether you store it for the winter or just a few months, we’re here to help you avoid costly mistakes.

Vehicle Owner Focused

We break down seasonal insurance and storage steps so you can make smart, low-risk decisions for your RV, boat, car, or motorcycle.

No Pressure, Just Clarity

We don’t sell insurance. We explain it clearly, so you can choose what fits your vehicle, your budget, and your off-season plans.

Educate Yourself on Seasonal, Lay-Up Vehicle Insurance

Every article is written for everyday vehicle owners, providing clear, practical guidance based on real storage scenarios. From RVs to motorcycles, we break down what lay-up insurance actually covers (and what it doesn’t) while your vehicle is parked or off the road.

Reviewed By: LayUp Insurance Editorial Staff

Garage vs. Outdoor Storage: How Location Affects Your Insurance and Risk

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Reviewed By: LayUp Insurance Editorial Staff

What Every Vehicle Owner Should Know About Parking Without Insurance

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Reviewed By: LayUp Insurance Editorial Staff

Top 5 Mistakes to Avoid When Storing a Vehicle Long-Term

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Coverage That Stays On Even When Your Vehicle Is Off

Your RV, bike, or collector car isn’t safe just because it’s parked.
Without lay-up insurance, one fire or theft could cost you thousands.
For less than a tank of gas per month, you can safeguard your vehicle and your peace of mind.

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